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Eligible enrollees receive discounts on the monthly cost and reductions in deductibles and annual out-of-pocket expenses based on income, household size, and assets. This sliding scale of monthly payments, deductibles, and out of pocket maximums helps make DirigoChoice more affordable to enrollees.
To view available discounts on monthly costs, deductibles, and out-of-pocket expenses, Click Here for the DirigoChoice Estimator.
DirigoChoice is availble to residents of the State of Maine in the following categories:
Individuals and Sole Proprietors complete a Certification Statement.
Small Employers contribute 60% of the cost of their employees' coverage. Employers are not required to make any contribution toward the cost of their employees' dependents.
Sole proprietors contribute 60% of the cost for single coverage prior to the discount being applied.
Individuals have no minimum contribution requirements.
There are three plan options. The benefits are the same for all options but the deductible levels and out-of-pocket maximums are different.